Insurance

Insurance

Health Insurance

Northside ISD offers employees a choice of two traditional and two high deductible health benefit plans fully insured by Blue Cross Blue Shield of Texas (BCBSTX).

Each BCBSTX plan includes a membership to a selected Gold’s Gym, as well as a reduced membership fee for family members. (Memberships at certain Gold’s Gyms are available to employees for an extra fee.)

Employees who have other health insurance and do not wish to participate in an NISD-sponsored health plan can choose the no-medical option and will be provided a choice of $50,000 or $80,000 life insurance at no premium.

Download BCBSTX Health Plans

Dental Insurance

Northside employees may choose between four PPO and a HMO dental plan through MetLife Dental.

Vision Insurance

A Davis Vision plan is available to all regular NISD benefit-eligible employees. Benefits include coverage for eye exams, frames, lenses, and contacts.

Supplemental Cancer Insurance

The Northside medical insurance options all provide coverage for medical expenses incurred as a result of cancer. However, the diagnosis and treatment of cancer can present additional financial hardship for employees and their families. For this reason, Northside makes available supplemental cancer coverage through Allstate.

Supplemental Critical Illness Insurance

The Supplemental Critical Illness Insurance, offered through Lincoln Financial Group, recognizes that an individual and their family will incur a number of out of pocket cost when treating a critical illness such as heart attack, stroke, cancer or other covered illness.  This benefit pays a lump sum benefit of $5000 to $60,000 when a covered member is diagnosed with a covered illness. 

Supplemental Life Insurance

All Northside BCBSTX medical plans include $5,000 basic life insurance coverage for the employee. Employees who chose a “No medical/Life Insurance Only” option are provided either $50,000 or $80,000 life insurance at no cost. Employees who chose the $80,000 coverage option assume tax liability for the imputed value of $30,000 life insurance coverage. Recognizing employees need to provide security for family members in the event of death of a family member, Northside makes available supplemental life insurance for employee, spouse and children through Unum Life Insurance Company.

Income Protection (Disability) Insurance

Disability income protection insurance is available through the Standard Insurance Company for purchase by employees. This insurance provides the employee with a supplemental source of income should the employee be unable to work due to a non-occupational illness or injury. Coverage levels are selected by the employee but cannot exceed 66.6% of the employee’s usual NISD monthly income. Premium rates vary based on plan options selected.

Legal

Legalease with LEGALGUARD is an Employee benefit plan to protect the legal rights and financial security for employees and their families and includes identity theft protection.